The Sicilian Pilot of Quantitative Balancing
A Financial Revolution Crisis-Proof
Proposed by Marco Saba
Agenda
01
The Financial System Needs a Reset
Understanding the current monetary paradox
02
Why Sicily? A Natural Laboratory
Unique conditions for financial innovation
03
Quantitative Balancing: Innovative Architecture
Five revolutionary pillars of reform
04
Concrete Benefits for Banks
Immediate savings and competitive advantages
05
Economic and Social Impact
Transforming Sicily's financial landscape
06
Strategic Timeline
From Palermo to the world
07
Call to Action
Building the future together
The Global Monetary System Paradox
Money Creation Crisis
Commercial banks create over 90% of money, but it's not recognized as legal tender
Accounting Paradox
Deposits are recorded as debts, not as rights of depositors
Wasted Seigniorage
The value of money creation is wasted while citizens pay increasing taxes
Cyclical Banking Crises
Recurring financial instability undermines economic confidence
Anti-usury Quantitative Balancing (QB) is a radical vision to reform the banking system
Why Sicily?
A Unique Laboratory in Europe
€90B
Regional GDP
Substantial economic base for testing
€50B
Bank Deposits
Significant financial resources
15%
Tourism GDP Share
Diversified economic structure
  • Fiscal autonomy guaranteed by Article 36 of the Special Statute
  • Strategic mixed economy: tourism, agri-food, small industry
  • Structural challenges make it a perfect microcosm for testing

Sicily offers ideal conditions to test a globally replicable model
Quantitative Balancing - Architecture
Five Revolutionary Pillars
Legal Bank Money
Deposits recognized as legal tender, transforming the monetary foundation
Total Deposit Segregation
Removed from bank balance sheets as debts, ensuring customer protection
Redistributed Seigniorage
90-97% to the Sicilian Regional Treasury, funding public services
Productive Guidance
70% credit to productive investments, 30% to consumption
Tax Elimination
Regional public debt reduction of 30-35 billion euros
Quantitative Balancing proposed by Marco Saba is a radical structural reform
Immediate Benefits for Banks
Immediate Savings & Higher Operating Margin
€250M
Annual Savings
Maximum potential savings for Sicilian banking system
20%
Margin Increase
Higher operating margin without increasing costs
  • Elimination of the Interbank Deposit Protection Fund (FITD)
  • More sustainable dividends for shareholders
  • Enhanced competitive positioning in the market

A detailed Quantitative Balancing manual is already available in Italian, French, English, Spanish, and Japanese
Unmatched Competitive Advantage
Basel 3 Bypass
Balance sheet restructuring allows bypassing traditional regulatory constraints
+15-20% Credit Capacity
Increased lending capacity without requiring new capital injection
Clean Slate on Past Controversies
Banks become architects of an ethical system, rebuilding reputation
Rebuilt Customer Trust
Addressing high distrust toward the banking system in the region
QB represents a unique opportunity to position as innovators in the financial sector
Economic Impact in Sicily
Expected Results in the First Years
70%
Debt Reduction
Regional public debt decreased
3X
Purchasing Power
Tripled buying capacity for citizens
+10%
Annual GDP Growth
Sustained economic expansion
+15%
Employment Growth
Especially for under-35 workers
2-3%
Stable Inflation
Thanks to productive guidance
0%
Regional Taxes
Complete elimination achieved
Example: A €25,000 salary equals €75,000-€100,000 in purchasing power
A renewed financial system to make Italy flourish again
Global Synergies
A Bridge Between Financial Cultures
Islamic Finance Alignment
The 3% is an upfront fee, not interest - making it compatible with Islamic banking principles
$2 Trillion Market Access
Immediate access to the Islamic financial market
Malaysia Pilot Next
Creating a bridge with Asia through Malaysian implementation
Chinese Model Collaboration
Working with Chinese sectoral guidance models
Quantitative Balancing presents itself as a global solution to reform the banking system
From Palermo to the World
1
0-6 Months (March 2026)
Pilot launch in Sicily with ABI, ECB, and Sicilian Region
2
6-18 Months
Extension to Malaysia with Islamic banks
3
2-3 Years
National adoption in Italy
4
4-5 Years
BIS standardization and global diffusion
Let's Build the Future Together
International Summit in Palermo
Within 6 months with ABI, ECB, BIS, IMF, World Bank, Sicilian Region, Islamic banks
Joint White Paper
Demonstrating technical and macroeconomic feasibility
Detailed Simulations
With real data from Sicilian banks and fiscal impact analysis
Transitional Governance Table
Managing the transition safely and in coordination
"Sicily Can Change the World"
This is not a theoretical experiment, but a real, legal, and scalable pilot. Banks will no longer be seen as causes of crises, but as architects of new stability. The future of money is here. And it starts in Sicily.
"Quantitative Balancing represents an innovative solution to counter usury in the financial system"
Made with